Cash Back Dividends

As a financial cooperative, we offer a patronage program that returns earnings to eligible customer-owners through cash-back dividends.

Discover the benefits of working with a customer-owned lender.

Along with having a voice in what we do, our customer-owners receive cash-back dividends. The more eligible business you have with us, the more you can benefit from our patronage program.

Each year, our customer-elected Board of Directors determines the amount distributed. Earnings are either returned to customer owners as cash-back dividends or retained on our balance sheet to support agriculture through economic cycles and to fund the development of new products that help our customers succeed.