Explore the intricacies of Prescription Drug Plans (PDP) under Medicare with our expert guidance. Original Medicare typically does not cover outpatient prescription medications, making PDPs a crucial addition for many. These plans, regulated by Medicare but offered through private insurers, are available to those with Part A or both Part A and B of Medicare. Eligibility extends to individuals under 65 with qualifying disabilities and those 65 or older. It's essential to evaluate your medication needs annually, as each PDP varies in-network pharmacies, covered medications, copays, and deductibles. Choosing not to enroll can result in penalties if alternative credible coverage is not in place. Our agency, independent and not government-affiliated, is dedicated to helping you navigate these options to find the best coverage for your needs.
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